Retirement Accounts
A retirement account is a type of investment account designed to help individuals save for retirement while offering tax advantages. These accounts are often long-term and may include employer-sponsored plans or individual options
Employer Plan First: If your employer offers a 401(k) with matching contributions, prioritize that.
IRA for Additional Savings: A Traditional or Roth IRA can supplement employer plans.
Self-Employed Options: If you're self-employed, a Solo 401(k) or SEP IRA might be ideal.
Consider Tax Strategy: Traditional accounts reduce taxable income now, while Roth accounts provide tax-free withdrawals later.
Banking your way
These three checking accounts meet different needs – choose what's right for you
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Everyday Checking
Our most popular checking account popular checking account
Clear Banking
Checkless banking with digital and debit card payments
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Access Checking
Relationship-based checking with premium benefits and response
How it works:
Lower account balances and customers who don’t need to write checks
No overdraft fees
Standard bank account features like check writing ability and optional Overdraft Protection
No overdraft fees or services – you only spend what’s in your account
Discounts and fee waivers for select banking services
Summit Trust Bank